Here I go again....talking about subjects other than Auto Insurance or Home Owner Insurance.
Did you know - the odds are much greater (during your working years) of having a disability than dying?
Yet, we all get concerned about buying life insurance without even considering disability income protection.
A DI policy helps replace a portion of your income is you are too hurt or sick to work. Most American's do not have enough money set aside to ride out a long term illness or injury.
If you are unable to work for an extended period, how could you make your mortgage payment, buy groceries and pay other regular monthly bills?
If you have two incomes in the household and one of those incomes is halted due to an injury or illness, how long could you survive financially?
That's why DI is important.
There are two (2) types of Disability Insurance - Short Term and Long Term.
Short term plans typically covers disability periods under six months. Long term disability plans up to age 65.
If you have questions or want a quote, ask us about an Arizona Disability Insurance policy quote.
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