Shopping Your Auto & Home Insurance with an Independent Agent is a smart thing to do

Insurance companies like Geico & Progressive spend millions of dollars in advertising.

You gotta admit - those Caveman commercials are pretty good!

Question: Do cute commericals and lots of television adspace make those companies better?

Absolutely not. Now don't get me wrong. They are all good companies.

But does spending millions on television advertising make them the best place to go for better car insurance?

The answer is no, unless you do not like to compare rates to make sure you are getting a good price.

Let's take a look at Captive Companies, like Geico, Progressive, State, Farm, Farmer's, Allstate, and American Family.

What is a Captive Insurance Company?

The above companies are often referred to as "Captive" companies - meaning they only give you ONE auto quote or rate, their own.

How can that be in your best interest?

It's like buying a car. If you purchase a car after visiting only ONE car dealership, how do you know you were given the best price? Maybe if you visited several dealerships you could have found a lower price.

As an independent insurance agency, we actually shop your Auto & Home Insurance rate around with many different "A" rated companies to find YOU the best price we can.

Those captive companies listed above are good companies. But they do not always help you find the best rate for YOU. How can they? They only offer ONE rate - their own.

As an independent insurance agency - we can compare your rate against many leading companies to find the best price.

Hope that helps.



Arizona Auto Insurance, Arizona Home Owner Insurance